Stop Using Your Savings to Fund Your Growth.

Get business capital built for small business owners who want to scale smarter — fast, flexible, and on your terms.

Dr. Sherry Perez, Independent Broker

I work with over 200 trusted lenders to match you with funding that fits your goals, not one-size-fits-all offers.

Whether you're launching your first offer or scaling a booked-out calendar, our 0% interest and revenue-based funding helps you hire support, upgrade your systems, or boost your marketing — without touching your personal savings.

Simple. Transparent. Designed for every business industry.




Startup Funding, Line of Credit & Business Loans

Just Getting Started? We Fund First Steps and Big Moves

Access startup-friendly financing built to launch your business, build momentum, and start generating real revenue, faster than bootstrapping ever could.

Cash Flow Cushion, On Demand

A business line of credit gives you flexible access to capital—use what you need, when you need it, and only pay for what you use. Perfect for covering gaps, seizing opportunities, or handling the unexpected without stress.

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See Your Funding Options in 2-Minutes

Funding Solutions

for Every

Business Type

We tailor capital solutions to fit your business, not the other way around. No matter your industry, credit score, or stage, we help you access the funding you need to move forward with confidence.

Startups

Even if you're just getting started, we can match you with lenders that specialize in startup financing.

Challenged Credit

Poor credit doesn't mean you're out of options. Our marketplace includes lenders who work with businesses like yours to provide flexible funding solutions.

High-Risk Businesses

If your business operates in a high-risk industry, we have lenders who understand the challenges you face and are ready to provide capital.

We provide funding solutions for businesses across many industries, including:

Apply today to explore the funding opportunities available to you, and let us take the stress out of finding the right lender for your business.

Our Advantages

Comprehensive Funding Options

With access to a wide variety of loan products, Bolt Funding provides solutions for all businesses, no matter their credit profile or risk level.

Fast and Easy Application

Our streamlined process means you can get matched with lenders quickly, so you can secure funding without the hassle of traditional applications.

Support for Every Business

Whether you're a startup, have bad credit, or need specialized financing, Bolt Funding connects you with lenders who understand your unique needs.

How Our Process Works

Apply

Complete our simple online application

Match

Get matched with suitable lenders

Connect

Review offers from interested lenders

Fund

Receive capital for your business

Our simple, fast process cuts through the red tape, so you can skip the stress and stay focused on growing your business, not chasing paperwork.

Real Clients. Real Results.

Funded $61K at 0% for 18 Months

Working capital to scale operations and take on new clients.

  • Use of funds: Equipment + Staffing
  • Timeline: Approved in days
  • Outcome: More capacity, faster delivery

Look what’s possible.

Stop Bootstrapping Your Dream. Get the Capital to Build It Right

Use 0% interest funding to launch your next offer or upgrade your business systems, without draining your savings or personal credit.

My clients have secured anywhere from $10,000 to $250,000 in funding, like this coaching business that received $81,000 for expansion through a credit-based program.

With the right funding, you can:

  • Hire the help you need to scale.
  • Invest in marketing that brings consistent sales.
  • Upgrade your systems and free up your time.

You don’t have to build your business alone — and you don’t have to empty your savings to do it.

Minimum Requirements for Credit Based*


Here’s What Your Funding Could Look Like

Two proven 0% interest options — personal or business credit stacking — built to help you access up to $200K in working capital without touching your savings or personal credit.

Revenue-Based Funding

Flexible Working Capital Solutions

Get the capital you need for growth with flexible terms and fast approvals, tailored to your business's cash flow. Whether you need to cover daily operations, invest in new opportunities, or manage unexpected expenses, our revenue-based funding options provide the support you need.

Unique Benefits

Up to $10 Million

Access significant capital to fuel your expansion and strategic initiatives.

Cash Flow Approvals

Approvals based on your business's actual cash flow, offering greater flexibility.

Same-Day Funding

Get capital quickly when you need it most, ensuring uninterrupted operations.

Flexible Terms

Choose from 6 to 24 month repayment terms that fit your business cycle.

Tailored Payments

Daily, weekly, or monthly payment options designed to match your revenue stream.

Early Payoff Discounts

Save money by paying off your loan early, rewarding efficient growth.

Minimum Qualifications for Revenue Based*

6 Months in Business

Established operations demonstrate stability and potential for growth.

No Minimum FICO Score

Your credit history isn't the sole determinant; focus is on business performance.

Dedicated Business Bank Account

Separate business finances ensure clear financial tracking.

$10K Monthly Cash Flow

Consistent deposits indicate healthy financial activity and repayment capacity.

*Minimum Qualifications do not Guarantee Approval. Top Industries by Volume.

Top Industries We Fund

Construction

From residential builds to large-scale commercial projects.

Medical

Clinics, practices, and healthcare service providers.

Food & Beverage

Restaurants, cafes, caterers, and food producers.

Retail & eCommerce

Brick-and-mortar stores and online retail businesses.

Services Based Business

Consultants, agencies, salons, and various service providers.

Other Revenue Based Loans

Bridge Loans (Investment Properties Only)

For investment properties, access $100K–$3M with rates 10.99%–12.99%. Enjoy interest-only payments, no prepayment penalties, and up to 75% LTV. Terms available for 6, 12, or 18 months with fast closing (3–5 days). Minimum credit score of 640 required.

Top Property Types: Single Family Homes, Duplex/Triplex/Quadplex, Multi-Family (5+ units), Condos, Townhomes.

Working Capital Loans

Get up to $10M in working capital with cash flow based approvals and same-day funding. Flexible 6–24 month terms with daily, weekly, or monthly payments and early payoff discounts. Requires 6 months in business, no minimum FICO, $10K+ monthly cash flow, and a dedicated business bank account.

Top Industries: Construction, Medical, Food & Beverage, Retail & eCommerce, Service-based businesses.

A/R Line of Credit

Secure $100K–$100M with a revolving line of credit that fluctuates with your A/R. Rates start at Prime + 2% with up to 95% financing. Funding available in 7+ days. Requires 1 year in business, no minimum FICO, $1M+ annual sales, and $100K+ in A/R on short terms.

Top Industries: Manufacturing, Staffing, Wholesale/Distribution, Energy, Technology.

Ask about our Women Empowerment Loan (Up to $5 Million Funded Amount)

Don’t meet these requirements yet?

No problem!

Ask about our Revenue-Based Funding options or how we can help boost your credit score to get you qualified. If your credit has any negative marks, there's no need to worry!
Our members have access to our cutting-edge A.I.-powered credit restoration tool. With this tool, you can repair and remove various negative items from your credit report, including but not limited to:

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Need Capital to Grow? Let’s Get You Funded.

Apply now to get matched with lenders who are ready to back your next move, so you can stop waiting and start building.

24h

Fast Response

Hear back within one business day

$50K+

Funding Available

Access substantial capital

100%

Online Process

Complete everything remotely

Real Clients. Real Results.

Actual approvals from recent applicants.

Digital Media Company — Funded $29K at 0% for 18 Months

What made it possible:

  • Fast Approval: Funds available in days
  • Smart Use of Capital: Content production + tools
  • Lasting Impact: Sustainable growth without financial strain

You could be next.

Got a few questions? I’m happy to walk you through it. Let’s grab a few minutes to discuss your options and make sure it’s the right fit for you.

Dr. Sherry

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